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Thank you. That fixed it. I appreciate the help!

Thanks for the suggestions. I have double-checked: I tried using the type zero by adding the ",0 ,1)" to the end of my NPER formula, but it didn't change anything. I checked my month 1 row: I used the same formulas as you did for Interest, Principal, and New Balance. The only difference is that...

This might be a basic question, but I have just started teaching myself how to use Excel so I can teach my students how to use it. I am trying to create basic amortization tables for credit card debt, and the attached file has 2 sheets with different credit debt tables (sheets are named Credit...